Privacy Policy

Last updated: January 2026

Introduction

At Panoramaobjetivo S.A.S., we are committed to protecting your privacy and personal data. This policy describes how we collect, use, and protect your information when you use our real estate crowdlending platform. We operate under the current regulations of the Argentine Republic, including Personal Data Protection Law No. 25,326 and its regulatory decree. Our legal domicile is located at Av. Corrientes 1234, Floor 8, Autonomous City of Buenos Aires.

Data We Collect

We collect the following types of information: • Identification data: full name, DNI/CUIL, date of birth • Contact data: email address, phone number, postal address • Financial data: banking information necessary for transactions • Browsing data: IP address, browser type, pages visited • Device information: operating system, unique identifiers All data is collected with your express consent or when necessary for the provision of the service.

Use of Information

We use your data to: • Manage your account and verify your identity • Process investments and distribute returns • Comply with legal and regulatory obligations (CNV, UIF, AFIP) • Send you communications about your investments and platform news • Improve our services and personalize your experience • Prevent fraud and ensure platform security We do not sell or share your data with third parties for commercial purposes unrelated to our service.

Third Parties and Transfers

We may share your information with: • Argentine regulatory entities (CNV, BCRA, UIF) according to legal requirements • Technology and security service providers operating under strict confidentiality agreements • Financial institutions for transaction processing • Legal advisors and external auditors We do not transfer personal data to countries outside Argentina without adequate protection guarantees.

Your Rights

Under Argentine legislation, you have the right to: • Access your personal data in our database • Rectify incorrect or outdated information • Request deletion of your data when no longer necessary • Object to the processing of your data for specific purposes • Revoke your consent at any time To exercise these rights, contact us at privacidad@panoramaobjetivo.com. We will respond within a maximum of 10 business days.

Data Security

We implement technical and organizational measures to protect your data, including: • Data encryption in transit and at rest • Multi-factor authentication • Continuous security monitoring • Regular backups • Staff training in data protection We retain your data for as long as necessary to fulfill the purposes for which it was collected and applicable legal obligations.

Contact

For inquiries about this policy or the processing of your data: Panoramaobjetivo S.A.S. Av. Corrientes 1234, Floor 8 C1043AAZ, Buenos Aires, Argentina Email: privacidad@panoramaobjetivo.com Phone: +54 11 5555-1234 You may file complaints with the Agency for Access to Public Information (AAIP) if you believe your rights have been violated.